I Nyoman Widana, Ni Luh Putu Suciptawati, and Sulma. “Study and Analysis of Credit Life Insurance Premiums for Loans With Flat and Effective Interest Rate”. International Journal of Advances in Scientific Research and Engineering (IJASRE), ISSN:2454-8006, DOI: 10.31695/IJASRE 11, no. 4 (April 11, 2025): 42–48. Accessed May 24, 2025. https://ijasre.net/index.php/ijasre/article/view/1862.